It's a NO BRAINER for most middleclass average Americans who are not likely to advance up the corporate ladder. Living in the USA is best spent working and saving 16 hours a day and making it last outside in countries with much lower costs of living provides all types of insights. Having these extended periods of leisure helps people learn such money saving tips and inspires entrepreneurship. Eventually after a few years of this lifestyle these extended stays can evolve into a semi-permanent lifestyle overseas. Sounds like a good "Poll" question, would you choose to live in the USA earning U$2000 / month having a normal life with weekends off etc but little or no savings OR work second and third jobs making U$2500 to U$3000+ with little or no free time, save U$1000 / month for 6 months and live in Guatemala 6 months on U$500 / month and RETAIN U$3000 / year in savings. In 5 years the U$15,000 could be seed capital for a small business in Guatemala which pays only the U$500 / month expenses so the whole U$6000 / year savings can be retained. I'd love to see hobotraveler.com become a regular discussion topic in American middle schools when the counselors are trained to ask 14 year olds "what do you want to BE when you grow up? " Counselors could offer this alternative lifestyle to those few who prefer, "a life less normal".